The fund has sustainable investment as its objective as set out in article 9 of the SFDR. The fund aims to contribute to an accessible, well-functioning and inclusive financial sector across the globe and offers investors a financially and socially sound investment in financial inclusion, as a means to address social inclusion. The fund invests primarily in the form of loans and equity participations to financial institutions, intermediary companies and other institutions that demonstrate a sustainable approach toward providing financial services. Loans are denominated in euros, US dollars and local currencies. Equity participations or similar investments are primarily denominated in local currencies and US dollar. The return of the fund is determined on the one hand by interest income on the loans and dividend income from participations minus the costs of managing the fund, and on the other hand by the value changes of the investments, including currency effects. The return of the fund depends to a large extent on currency developments, loan provisions and the valuation of equity participations. The fund is actively managed, but not in reference to any benchmark.